While discussing the issues of “jobs, schools, immigration,
infrastructure, college affordability and inequality” Miller brings the retirement
crisis to light. Aiming towards the liberal middle aged group and the elderly,
Miller theorizes that “a retirement crisis begins with a savings crisis.” This
statement holds true for most poor and middle class workers. Matt states “nearly
half of Americans (43.6%) do not have enough savings to cover basic expenses if
they were to lose their source of steady income. . . Over 30% of all households
do not have a savings account at all.” The author points directly towards the
middle class and elderly that do not have retirement funds set up because he
wants them to create a savings account. When the author uses words like
families, Americans, members, or class, it creates evidence to back up his
first point of those without a savings account because that is a vast majority
of Americans. Miller also porposes a solution to the problem by saying his
audience should read “expanded social security: a plan to increase retirement
security for all Americans.” A solid social security account is a necessity for
retiring individuals and Matt Miller proves this when focusing on his audience.